Condo coverage that fills the gap your HOA leaves
Your HOA’s master policy usually covers the building’s exterior and common areas — but not what’s inside your unit, your belongings, or your personal liability. A condo (HO-6) policy covers the rest. Insurance City helps Central Valley condo owners get it right.
What a condo policy covers
- Interior & improvements — walls-in, flooring, cabinets, and upgrades the master policy excludes.
- Personal property — your belongings inside the unit.
- Liability — if someone is injured in your unit.
- Loss assessment — your share of certain HOA claims.
- Loss of use — living expenses after a covered loss.
Why owners work with us
We’re independent, so we read your HOA master policy, find exactly where it stops, and shop carriers to cover the gap — with no broker fees on standard policies. Bilingual (English / Español) and local to Stockton.
Get a condo quote
Tell us about your unit and your HOA coverage, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.
Insurance City offers comparative quotes on Condominium Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you Just request a quote to find out.