California shakes — and standard home policies don’t cover it
California sits on active faults, and a major quake can damage a home in seconds. Homeowners and renters policies exclude earthquake damage — you need a separate policy. Insurance City helps Central Valley homeowners and renters get earthquake coverage that actually fits.
What earthquake insurance covers
- Dwelling — structural damage from a covered quake.
- Personal property — your belongings.
- Loss of use — living expenses while you repair or rebuild.
- Available for homeowners, condo owners, and renters, with deductibles set to your risk.
Why homeowners work with us
We’re independent, so we shop earthquake options across carriers and the CEA — with no broker fees on standard policies. We explain how the percentage deductible really works so there are no surprises at claim time, and pair it with your homeowners policy. Bilingual (English / Español) and local to Stockton.
Get an earthquake quote
Tell us about your home, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.
Insurance City offers comparative quotes on Earthquake Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you Just request a quote to find out.