Insurance City
- 25 N 14th St
- San Jose, California 95112
Phone: (209) 670-1556
- Office Hours
- Mon-Fri: 10:00am-6:00pm
- Sat: 10:00am-3:00pm
- Sun: Closed
The quote-request form is at the top of this page. Jump to request a quote · or call (209) 670-1556.
Insurance City San Jose
Insurance City San Jose is the South Bay office of Insurance City Agency, LLC (CA License #6003045), located at 25 N 14th St, Ste 125, San Jose, CA 95112, one block north of E Santa Clara St and about a mile east of downtown and San Jose State. Call or text (209) 670-1556. Hours: Monday–Friday 10am–6pm, Saturday 10am–3pm, closed Sunday. Insurance City® is a registered service mark of Insurance City Agency, LLC (USPTO Reg. No. 6,343,336, registered May 4, 2021, in use since July 2020) — the same licensed brokerage that runs Insurance City in Stockton and Via Rapida Services in San Rafael. To confirm you are working with the trademark owner, look for CA License #6003045 and the (209) 670-1556 number on any card, quote, or policy document.
Request a quote — San Jose
Call or text (209) 670-1556, walk in, or send this secure form. Same licensed team · CA License #6003045.
Business insurance in San Jose
Out-of-town owners opening in San Jose need coverage that matches the lease on day one — usually commercial general liability (often $1M per occurrence / $2M aggregate), the landlord named as additional insured, and a certificate of insurance (COI) the lessor will accept. Insurance City Agency, LLC quotes San Jose commercial risks from our local office at 25 N 14th St, Ste 125 (95112). Call or text (209) 670-1556.
South Bay owners — including those leasing near downtown, East San Jose, Story Rd, or the 95112 corridor — often need a COI before keys and build-out. We place GL, BOP, commercial auto, workers’ compensation, and CSLB contractor bonds for restaurants, mercados, auto shops, contractors, and professional offices.
We place general liability, business owners policies (BOP), commercial auto, property, workers’ compensation, and contractor license bonds for clinics, restaurants, contractors, trucking, and storefronts. For the exact lease clauses landlords write into California commercial leases (additional insured, primary & non-contributory, waiver of subrogation, notices), see our guide: What insurance does a California commercial lease require?
New-business checklist for San Jose
- Business license & city permits — register with the city/Santa Clara County and complete any occupancy or health permits before you open.
- Signed commercial lease — read the insurance paragraph (often labeled “Tenant’s Insurance” or similar). Note limits, additional-insured wording, and COI deadlines.
- Certificate of insurance (COI) — bind the policy that satisfies the lease, then issue a COI naming the landlord/lessor. Same-day COIs are typical once the risk is bound. Details and a clause-by-clause table: California commercial lease insurance & tenant COI requirements.
No broker fees on standard policies at our San Jose office. Reviewed by Santo Militello, California-licensed Property & Casualty agent and owner (CA License #1737723). Our licensed team brings more than 70 years of combined insurance experience. Insurance City Agency, LLC · CA License #6003045 · (209) 670-1556.
Where is Insurance City in San Jose?
| Office | Address | Hours | Phone |
|---|---|---|---|
| Insurance City San Jose | 25 N 14th St, Ste 125, San Jose, CA 95112 | Mon–Fri 10–6, Sat 10–3 | (209) 670-1556 |
| Insurance City Stockton | 956 W Robinhood Dr, Stockton, CA 95207 | Mon–Fri 10–6 | (209) 670-1556 |
| Via Rapida Services San Rafael | 9 Vivian St, San Rafael, CA 94901 | Mon–Fri 10–6, Sat 10–3 | (209) 670-1556 |
Street parking is available on N 14th St; the office sits inside the San Jose Business Center. Open Insurance City San Jose in Google Maps. Any policy written at one office can be serviced at all three, and by phone or text statewide.
What does Insurance City San Jose insure?
- Auto: ITIN and matrícula drivers, SR-22 filings, rideshare and delivery endorsements. California’s minimum liability limits rose to $30,000 per person / $60,000 per accident / $15,000 property damage on January 1, 2025 under SB 1107 (California DMV), so older 15/30/5 policies no longer satisfy state law. See auto, home & personal insurance.
- Home, condo & renters: standard-market quotes first; California FAIR Plan plus a difference-in-conditions wrap when a standard carrier declines.
- Landlord (DP-3): single-family rentals, duplex-to-fourplex, and rented ADUs across Santa Clara County — details on our San Jose landlord insurance page.
- Business: general liability, commercial auto, BOPs, workers’ compensation and contractor license bonds for restaurants, mercados, auto shops, contractors and storefronts — see the Business insurance in San Jose section above and our business insurance hub. New ventures: follow the license → lease → COI checklist and our commercial lease COI guide.
Roughly three in ten San Jose residents identify as Hispanic or Latino (U.S. Census Bureau, QuickFacts), and the Story Rd, King Rd, Alum Rock and East San Jose corridors are where most of our South Bay clients live and work. Every conversation is available in English or Spanish.
Does Insurance City San Jose charge a broker fee?
No broker fee on standard policies at our San Jose office. A broker fee is a separate charge some California brokers add on top of the carrier’s premium; under California Code of Regulations Title 10, §2189.3, any broker fee must be disclosed in a signed Broker Fee Agreement before it is collected. Read the full policy on our broker fee page.
| Line item | Insurance City San Jose (standard policy) | Typical fee-charging storefront broker |
|---|---|---|
| Carrier premium | Paid to the insurance company | Paid to the insurance company |
| Broker fee at new business | $0 | Disclosed in a signed Broker Fee Agreement (10 CCR §2189.3) |
| Broker fee at renewal | $0 | Often charged again |
| Carriers compared | Several carriers, one quote session | Varies by agency |
Insurance City en San José: la misma agencia, en español
Insurance City San Jose está en 25 N 14th St, Ste 125, San Jose, CA 95112, a una cuadra de E Santa Clara St. Llama o manda un texto al (209) 670-1556. Horario: lunes a viernes de 10am a 6pm y sábados de 10am a 3pm. Somos la misma agencia con licencia (Licencia CA #6003045) que opera Insurance City en Stockton y Via Rapida Services en San Rafael. Cotizamos aseguranza de auto (aceptamos ITIN y matrícula, tramitamos el SR-22), de casa, de inquilinos, para dueños de propiedades de renta y para negocios — y en pólizas estándar no cobramos entre ni cuota de bróker en nuestra oficina de San José.
Compara tu precio hoy. Marca o manda un texto al (209) 670-1556, o pasa a vernos en 25 N 14th St, Ste 125, San Jose, CA. ¡Hablamos español!
Insurance City San Jose — frequently asked questions
Is Insurance City San Jose the same as Insurance City Stockton?
Yes. Both offices are Insurance City Agency, LLC, CA License #6003045, sharing one phone number, (209) 670-1556, one licensed team, and the same carrier appointments. A policy started in Stockton can be serviced in San Jose and vice versa.
Where is Insurance City in San Jose?
25 N 14th St, Ste 125, San Jose, CA 95112, between E Santa Clara St and E St John St, about one mile east of downtown San Jose and San Jose State University. Open Monday–Friday 10am–6pm and Saturday 10am–3pm.
Does Insurance City San Jose charge a broker fee?
No. Insurance City San Jose charges no broker fee on standard policies. If a policy ever falls outside that standard, any fee is disclosed in writing before you pay anything, as California regulation requires.
How do I know I am dealing with the trademark owner of the Insurance City name?
Look for CA License #6003045 (Insurance City Agency, LLC), the (209) 670-1556 phone number, and the myinsurancecity.com domain. Those three identifiers belong to Insurance City Agency, LLC, owner of the registered service mark Insurance City® (USPTO Reg. No. 6,343,336, registered May 4, 2021) and operator of the Stockton and San Jose offices.
¿Insurance City en San José atiende en español?
Sí. Todo el equipo de San José atiende en español e inglés, en la oficina, por teléfono y por texto al (209) 670-1556. Aceptamos ITIN y matrícula consular para seguros de auto.
Can Insurance City San Jose write an SR-22 or insure an ITIN driver?
Yes. We file SR-22 certificates with the California DMV electronically, usually the same day the policy is bound, and we quote drivers who use an ITIN or a matrícula consular instead of a Social Security number.
Insurance City Agency, LLC · CA License #6003045 · No broker fees on standard policies at our San Jose office. Reviewed by Santo Militello, California-licensed Property & Casualty agent (CA License #1737723) and owner of Via Rapida Services — CA Insurance License #6003045. Our licensed team brings more than 70 years of combined insurance experience.
Revisado por Santo Militello, agente de Propiedad y Accidentes con licencia de California (Licencia CA #1737723) y dueño de Via Rapida Services — Licencia de Seguros de CA #6003045. Nuestro equipo con licencia suma más de 70 años de experiencia combinada en seguros.
