Bamboo Home Insurance in California
Insurance City is an independent agency appointed with Bamboo; we are not Bamboo. Bamboo Ide8 Insurance Services, LLC is a managing general agency (CA License #0M31082). We quote admitted coverage through that appointment. We can check whether you qualify for one admitted policy. In July 2026 Bamboo announced about $150 million of new admitted homeowners and dwelling-fire capacity in California with MS Transverse Insurance Company. The FAIR Plan remains the lawful last-resort market. Policy service on a policy Bamboo already issued belongs on Bamboo’s own site.
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Insurance City Agency, LLC, CA License #6003045, quotes from 956 W Robinhood Dr, Stockton, CA 95207, and from 25 N 14th St Ste 125, San Jose, CA 95112. No broker fees on standard policies (Stockton & San Jose offices). Our licensed team brings more than 70 years combined insurance experience.
Is Insurance City Bamboo?
No. Insurance City is an independent agency appointed with Bamboo; we are not Bamboo. Bamboo’s agent page identifies Bamboo Ide8 Insurance Services, LLC as a managing general agency, NPN 18657046, CA License #0M31082 (bambooinsurance.com/agent/, checked October 2, 2026). Our license is CA License #6003045. A quote starts with us. The policy, if one is issued, names the insurance company on the declarations page.
What California products does Bamboo publish for agents?
Bamboo’s agent page says its products include HO-3, HO-5, HO-6, and DP products, and it lists California as homeowners, dwelling fire, landlord, and condo. That is Bamboo’s published menu, checked October 2, 2026. It is not a statement that a specific house will be accepted. Eligibility stays with underwriting guidelines. This page discusses admitted products only.
For a rented house, the dwelling form is the one that carries loss of rents. See the California landlord insurance guide and, if the rental is on the FAIR Plan, the admitted DP-3 review. Condo unit-owners usually look at an HO-6 rather than a house form: condo insurance and home insurance.
What admitted capacity did Bamboo add in California in July 2026?
About $150 million of admitted homeowners and dwelling-fire capacity, statewide, for new business and renewals, through a partnership with MS Transverse Insurance Company. Insurance Business reported that on July 19, 2026. PR Newswire carried Bamboo’s release on July 17, 2026, and said the capacity is for effective dates beginning July 17, 2026. Bamboo’s own news post, dated July 17, 2026, says effective dates beginning July 1, 2026. The public sources do not agree on the day, so both dates are cited here. Policies remain subject to underwriting guidelines, eligibility requirements, and regulatory approvals, which is Bamboo’s own condition in that announcement.
| Item | What was announced | Source |
|---|---|---|
| Capacity | About $150 million, admitted homeowners and dwelling fire | Insurance Business, July 19, 2026; PR Newswire, July 17, 2026 |
| Partner named in the release | MS Transverse Insurance Company | Same |
| Where it applies | Statewide, new business and renewals | Same |
| Effective dates | July 17, 2026 in PR Newswire and Insurance Business; July 1, 2026 on Bamboo’s news post | All three, checked October 2, 2026 |
| Deductible option described | Higher deductible options up to $10,000 | PR Newswire, July 17, 2026 |
| Coverage A figure on Bamboo’s post | Up to $3 million for eligible DIC risks | Bamboo news post, dated July 17, 2026 |
Those limit and deductible figures are Bamboo’s description of options inside the announcement. They are not a quote from Insurance City, and they do not mean a home is accepted.
Which insurance companies do Bamboo’s public documents name?
Admitted products only. Sutton National Insurance Company is an admitted California insurer: NAIC 25798, California Company ID 3623-6, authorized March 22, 1994, license status unlimited-normal, property and casualty, domiciled in Oklahoma (California Department of Insurance company profile, checked October 2, 2026). The Department’s DIC list, checked the same day, names Sutton National Insurance Company among insurers that sell a DIC policy complementing a FAIR Plan policy. A California HO-3 underwriting guide dated December 2020 states that the homeowners policy program is issued by Sutton National Insurance Company.
The July 2026 capacity announcement names a different partner, MS Transverse Insurance Company, for the new admitted homeowners and dwelling-fire capacity. The declarations page on any policy we place names the issuing company. We do not treat the 2020 guide and the 2026 announcement as the same piece of paper.
Where do you go for service on a policy Bamboo already issued?
Use Bamboo’s official site. Insurance City quotes new coverage. Policy service on a policy Bamboo already issued is handled by Bamboo at bambooinsurance.com. This page is not written to answer service questions about an existing policy.
How do you check whether you qualify for one admitted policy?
Send the address, whether you live there or rent it, and the declarations page you have now. Call (209) 670-1556 or use the secure contact form. We can check whether you qualify for one admitted policy. The check is underwriting. It is not a promise.
The California Department of Insurance describes the FAIR Plan as the insurer of last resort, after a diligent search of the traditional market, with basic coverage for fire or lightning, internal explosion, and smoke. It is a lawful market. If an admitted policy is not available, the FAIR Plan is still the last-resort option. Read the wider page at California FAIR Plan alternatives, and the background study at FAIR Plan growth study. Stillwater, an insurance company we are appointed with, is on the Stillwater home insurance page. Homeowners overview: homeowners insurance. Offices: Stockton and San Jose.
What do people ask about Bamboo home insurance in California?
The short answers below match the sections above. Dollar figures in the capacity answer are Bamboo’s announced amounts, not a premium for your house.
Is Insurance City Bamboo?
No. Insurance City is an independent agency appointed with Bamboo. We are not Bamboo. Bamboo Ide8 Insurance Services, LLC is a managing general agency, CA License #0M31082. Insurance City is CA License #6003045.
What admitted capacity did Bamboo add in 2026?
Insurance Business reported on July 19, 2026, and PR Newswire on July 17, 2026, that Bamboo added about $150 million of admitted homeowners and dwelling-fire capacity in California with MS Transverse Insurance Company, for new business and renewals statewide. Those two sources say effective dates beginning July 17, 2026. Bamboo’s own news post says effective dates beginning July 1, 2026.
Does every FAIR Plan policy move to one admitted policy?
No. We can check whether you qualify for one admitted policy. The FAIR Plan remains California’s lawful last-resort market when an admitted policy is not available.
Where do I handle service on a policy Bamboo already issued?
Use Bamboo’s official site, bambooinsurance.com. Insurance City quotes new coverage through our appointment. This page is not the place for policy service.
Which products does this page cover?
Admitted products only. Bamboo’s agent page lists homeowners, dwelling fire, landlord, and condo for California, and names HO-3, HO-5, HO-6, and DP products. Eligibility is underwriting. The declarations page names the issuing company.
Which sources support the facts on this page?
- Insurance Business, Bamboo admitted California capacity, July 19, 2026 (checked October 2, 2026)
- PR Newswire, Bamboo and MS Transverse, July 17, 2026
- Bamboo news post, dated July 17, 2026 (effective-date sentence says July 1, 2026; checked October 2, 2026)
- Bamboo agent page: California homeowners, dwelling fire, landlord, and condo; HO-3, HO-5, HO-6, and DP; CA License #0M31082 (checked October 2, 2026)
- Bamboo official site, for policy service
- California Department of Insurance company profile, Sutton National Insurance Company, NAIC 25798 (checked October 2, 2026)
- California Department of Insurance DIC insurer list (Sutton National is named; checked October 2, 2026)
- California Department of Insurance, residential insurance and the FAIR Plan (checked October 2, 2026)
Insurance City Agency, LLC — Stockton office: 956 W Robinhood Dr, Stockton, CA 95207 — San Jose office: 25 N 14th St Ste 125, San Jose, CA 95112 — (209) 670-1556. CA License #6003045. Reviewed by Santo Militello, California-licensed Property & Casualty agent (CA License #1737723) and owner of Via Rapida Services. Our licensed team brings more than 70 years of combined insurance experience. No broker fees on standard policies (Stockton & San Jose offices). Last reviewed 2026-10-02.
