Extra liability protection above your auto and home
One serious accident — a bad car wreck, a guest injured at your home — can produce a claim that blows past your auto or homeowners liability limits, and the rest comes out of your savings and future income. A personal umbrella adds a layer of protection on top, usually for a surprisingly low cost. Insurance City helps Central Valley families put it in place.
What a personal umbrella does
- Adds liability limits above your auto and homeowners policies.
- Protects your assets — home equity, savings, and future earnings — from a large judgment.
- Covers some claims your underlying policies may not, like certain personal-injury suits.
- Smart for homeowners, families with teen drivers, and anyone with assets to protect.
Why families work with us
We’re independent, so we make sure your underlying limits qualify and shop the umbrella across carriers — with no broker fees on standard policies. Bilingual (English / Español) and local to Stockton.
Get an umbrella quote
Tell us your current auto and home coverage, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.
Insurance City offers comparative quotes on Personal Umbrella Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you Just request a quote to find out.

