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Personal Watercraft Insurance

A man and his child riding a yellow jet ski on the ocean

Coverage for jet skis on the Delta

Jet skis and waverunners are a Delta summer staple — and they carry real liability if a ride goes wrong. Your homeowners policy offers little once you’re on the water. Personal watercraft insurance fills the gap. Insurance City insures Central Valley and Delta riders.

What personal watercraft insurance covers

  • Liability — injury or damage you cause on the water.
  • Physical damage — your craft and trailer, including theft.
  • Medical payments for you and your riders.
  • Uninsured boater and towing options.

Why riders work with us

We’re independent, so we shop your watercraft across carriers — with no broker fees on standard policies. We’ll match coverage to how often and where you ride and explain the exclusions up front. Bilingual (English / Español) and local to Stockton.

Get a watercraft quote

Tell us about your craft, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.

Insurance City offers comparative quotes on Personal Watercraft Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you Just request a quote to find out.