Coverage for Central Valley hotels, motels, and hospitality
Lodging businesses carry guests, property, food and alcohol, and round-the-clock operations all at once — a generic policy leaves real gaps. Insurance City is a local independent brokerage that builds hospitality programs for hotels and motels across the region, including the I-5 and Highway 99 corridors.
What hospitality coverage includes
- Commercial property — building, furniture, fixtures, and equipment.
- General liability — guest injury and premises claims.
- Liquor liability — if you have a bar, restaurant, or serve alcohol.
- Business interruption — income protection after a covered loss.
- Workers’ compensation and commercial/shuttle auto.
Why operators work with us
We’re independent, so we shop your property across major commercial carriers instead of one company’s box — and there are no broker fees on standard policies. We size the program to your number of rooms and amenities and explain the exclusions up front. Bilingual (English / Español) and local to Stockton.
Get a hospitality quote
Tell us your property, rooms, and amenities, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.
New to commercial coverage? See our Central Valley Business Insurance Guide for how the coverages fit together.
Insurance City offers comparative quotes on Hotel & Motel Hospitality Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you Just request a quote to find out.

