California businesses need the earthquake coverage their property policy excludes
Standard commercial property policies exclude earthquake — and California sits on active faults. If a quake damages your building or contents, you’re on your own without dedicated coverage. Insurance City places commercial earthquake coverage for Central Valley businesses so a major event doesn’t end the business.
What commercial earthquake covers
- Building & tenant improvements — structural damage from a covered quake.
- Business personal property — equipment, inventory, and contents.
- Loss of income — while you repair and reopen.
- Available as a standalone policy or an endorsement, with deductibles set to your risk.
Why local businesses work with us
We’re independent, so we shop earthquake markets across major carriers instead of one company’s appetite — and there are no broker fees on standard policies. We explain how the deductible really works (it’s a percentage of value, not a flat dollar amount) so there are no surprises at claim time. Bilingual (English / Español) and local.
Get a commercial earthquake quote
Tell us your building, location, and values, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.
Insurance City offers comparative quotes on Commercial Earthquake Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you Just request a quote to find out.