Protecting the people who lead your organization
When directors and officers make decisions, they can be held personally liable for them — and a single claim can reach their personal assets. D&O liability protects the leaders and the organization against claims over how the business or nonprofit is run. Insurance City places D&O for Central Valley companies and boards.
What D&O covers
- Claims of mismanagement, breach of duty, or misleading statements.
- Personal-asset protection for directors and officers.
- Defense costs for the individuals and, often, the entity itself.
- Important for nonprofits, private companies, and any organization with a board.
Why organizations work with us
We’re independent, so we shop your organization across major commercial carriers instead of one company’s box — and there are no broker fees on standard policies. We match coverage to your structure (for-profit, nonprofit, board makeup) and explain the exclusions before you sign. Bilingual (English / Español) and local to Stockton.
Get a D&O quote
Tell us about your organization and its board, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.
Frequently Asked Questions
What does D&O insurance cover?
Claims against directors and officers for decisions in running the organization — mismanagement, breach of duty, misleading statements — protecting their personal assets and the entity.
Who needs directors and officers insurance?
Nonprofits, private companies, and any organization with a board; board members can be held personally liable for their decisions.
Does D&O cover the organization too?
Yes — coverage typically extends to the individuals and, in many cases, the entity itself, including defense costs.
Insurance City offers comparative quotes on Directors and Officers Liability Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you Just request a quote to find out.