Protection when your advice or work is challenged
If your business provides professional services or advice — consulting, accounting, real estate, design, tech — a client claiming your work caused them a financial loss is not covered by general liability. Errors & omissions (professional liability) is. Insurance City writes E&O for service businesses across the Central Valley.
What E&O covers
- Negligence, errors, or omissions in your professional services.
- Legal defense costs — even for claims that turn out to be groundless.
- Failure to deliver a professional service as promised.
- Frequently required by client contracts before you’re hired.
Why professionals work with us
We’re independent, so we shop your profession across major commercial carriers instead of one company’s box — and there are no broker fees on standard policies. We match the policy to your specific services and explain the exclusions (and how claims-made coverage works) before you sign. Bilingual (English / Español) and local to Stockton.
Get an E&O quote
Tell us your profession and the services you provide, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.
Frequently Asked Questions
What does errors and omissions (E&O) insurance cover?
Claims that your professional services or advice caused a client a financial loss — negligence, errors, omissions, or failure to deliver — plus legal defense.
Who needs professional liability insurance?
Consultants, accountants, real estate, design, and tech businesses — anyone who provides services or advice; general liability will not cover it.
Is E&O often required by contract?
Yes — many client contracts require it before you are hired. We match the policy to your services and contract requirements.
Insurance City offers comparative quotes on Professional Liability (Errors & Omissions) Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you Just request a quote to find out.