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Employment Practices Liability Insurance (EPLI)

Updated

What does employment practices liability insurance cover for a California employer?

EPLI covers employee claims of wrongful termination, discrimination, harassment and retaliation, including legal defense costs and settlements, which general liability does not cover. Claims can come from employees, and sometimes applicants or third parties. California's employment laws are among the strictest in the country, which makes this coverage especially important for Central Valley employers. Insurance City places EPLI, sizes coverage to your headcount and explains what the policy expects of your HR practices. Tell us your business and employee count, then call 209-670-1556 or request a quote.

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Coverage for employee claims against your business

Wrongful termination, discrimination, harassment, retaliation — employee lawsuits are among the most common claims a business faces, and general liability doesn’t cover them. EPLI does. California’s employment laws are some of the strictest in the country, which makes this coverage matter even more for Central Valley employers. Insurance City writes it for businesses of every size.

What EPLI covers

  • Discrimination, harassment, wrongful termination, and retaliation claims.
  • Legal defense costs and settlements.
  • Claims brought by employees, and sometimes applicants or third parties.
  • Especially important under California’s employee-protective laws.

Why employers work with us

We’re independent, so we shop your business across major commercial carriers instead of one company’s box. We size coverage to your headcount and explain what the policy expects of your HR practices. Bilingual (English / Español) and local to Stockton.

Get an EPLI quote

Tell us your business and employee count, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.

Frequently Asked Questions

What does EPLI cover?

Employee claims of wrongful termination, discrimination, harassment, and retaliation, including legal defense and settlements — which general liability excludes.

Does my business need EPLI in California?

California's employment laws are among the strictest in the country, making EPLI especially important for any employer with staff.

Who can bring an EPLI claim?

Employees, and sometimes applicants or third parties. We size coverage to your headcount and explain what the policy expects of your HR practices.

Insurance City offers comparative quotes on Employment Practices Liability Insurance (EPLI) from multiple insurance carriers so you can compare options and pick the right fit.

Want to compare your options? Request a quote and we’ll walk you through the coverages available.

Ready for a quote? Call, walk in, or send the form

Call (209) 670-1556 Request a Quote

956 W Robinhood Dr, Stockton · Mon–Fri 10am–6pm · Walk-ins welcome · Se habla español · ITIN accepted. Insurance City Agency, LLC · CA License #6003045. Reviewed by Santo Militello, California-licensed agent and owner (CA Lic. #1737723). Our licensed team brings more than 70 years of combined insurance experience.

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