Protection when a product you make or sell causes harm
If you manufacture, distribute, or sell products, a claim that one caused injury or property damage can be severe — and retailers and distributors usually require proof you’re covered before they’ll carry your goods. Product liability responds. Insurance City writes it for Central Valley producers and sellers.
What product liability covers
- Bodily injury or property damage caused by your product.
- Legal defense costs for product-related claims.
- Settlements and judgments up to your limits.
- Frequently required by retailers, distributors, and big-box buyers.
It’s often included within general liability as products & completed operations — we’ll confirm your limits are high enough for what you sell and who you sell to.
Why businesses work with us
We’re independent, so we shop your product line across major commercial carriers instead of one company’s box — and there are no broker fees on standard policies. We make sure the limits meet your buyers’ contract requirements and explain the exclusions before you sign. Bilingual (English / Español) and local to Stockton.
Get a product liability quote
Tell us what you make or sell and who buys it, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.
Frequently Asked Questions
What does product liability insurance cover?
Bodily injury or property damage caused by a product you make, distribute, or sell, plus legal defense costs and settlements up to your limits.
Who needs product liability insurance?
Manufacturers, distributors, and retailers — and it is frequently required by retailers and big-box buyers before they will carry your product.
Is product liability part of general liability?
It is often included as products and completed operations; we confirm your limits are high enough for what you sell and to whom.
Insurance City offers comparative quotes on Product Liability Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you Just request a quote to find out.