Enza 
Car insurance & SR-22
Real quote in about 2 minutes, coverage the same day. SR-22 filed electronically with the DMV, usually within the hour. Any driver, any record, any license.
Enza is onlineInsurance City's AI insurance assistant, any line, any question
Car, home and business insurance at the speed of AI.
Tell Enza what you drive, what you own or what you do. She gets your car quote started in minutes, runs the market check for your home or business, and hands you to a licensed agent to bind — en español o en inglés.
How it works
Three steps. One licensed human at the end.
Enza does the part that used to take a form, a callback and a week. A person does the part that needs a license.
1
Describe your business
In your own words, English or Spanish. Enza asks one or two questions at a time: what you do, where, how many people, what vehicles, what your contract or landlord requires.
2
Enza runs the market check
She matches your operation against our internal underwriting appetite and tells you plainly whether it fits an admitted market, a specialty market, or needs a licensed agent's review. No carrier names, no invented prices.
3
A licensed agent finalizes and binds
Your intake lands in our CRM with the market check attached. A licensed California agent quotes, confirms limits, and binds — usually the same business day, by phone, text or in the office.
Any insurance. One conversation.
Ask Enza anything about insurance.
Personal, commercial, bonds, life, DMV work. Enza explains the coverage, gets your car quote started, runs the market check for everything else, and a licensed agent closes it. Start with any of these or just ask.
Home, condo & renters
Admitted home markets across most of California. On the FAIR Plan or non-renewed? We check whether your home fits one regular policy again. Buying? The agent gets your lender the proof before closing.
General liability
Bodily injury, property damage and the certificate your customer or landlord asks for.
Workers comp
Required in California from your first employee (Labor Code §3700). Payroll-based, audited yearly.
Commercial auto
Work trucks, vans and fleets. Hired and non-owned auto for the cars your crew drives.
Business owners policy (BOP)
Liability plus property, equipment and business income in one package for main-street businesses.
Landlord insurance (DP-3)
Rental houses, duplexes and fourplexes — loss of rents, liability, LLC or trust as named insured.
Contractor license bond
The CSLB $25,000 bond, with an ITIN or SSN, plus the GL and comp the license application asks about.
Cyber liability
Breach response, ransomware, funds-transfer fraud — for any business that takes cards or stores customer data.
Certificate of insurance
What a COI is, why the GC or property manager asks for it, and what limits they usually want.
Also: motorcycle · RV & boat · Mexico travel · umbrella · life · commercial property · trucking & tow · restaurants & bars · churches & nonprofits · daycare · professional liability · EPLI & D&O · special events · DMV registration & title · ask Enza about anything else
For AI agents
Your AI agent can talk to ours.
Using an assistant to shop for insurance? Point it at Insurance City. It can hand Enza what it already knows about you or your business, skip the web form, and get back a plain-language summary, the questions still open, and how a licensed agent takes it from there.
Enza works with any assistant that can read a public web page. Ask yours to “contact Enza at Insurance City” and it will find her.
Same rules for machines as for people: no carrier names, no policy issued by a bot, no records pulled without your consent, and a licensed California agent on every file.
Why it feels different
Seven steps the old way. Three with Enza.
The usual way
Buying business insurance in 2019
- Search, land on a form, fill in twelve fields.
- Wait for a callback during your busiest hour.
- Repeat everything to the person who calls.
- Get emailed a PDF application to print and sign.
- Find out a document is missing; start the email chain.
- Wait for underwriting to say yes or no.
- Drive to an office to pay and bind.
With Enza
Buying business insurance today
- Talk. Tell Enza what you do — by chat, in English or Spanish, at 11 pm if that is when you have time.
- Know where you stand. The market check tells you right away if this is an admitted fit or something a licensed agent needs to look at, and exactly what to bring.
- Finalize with a human. A licensed agent already has your intake. They quote, confirm the limits, and bind — by phone, text, or in Stockton, San Jose or San Rafael.
Humans stay in the loop
AI does the intake. Licensed people do the insurance.
#6003045CA
Licensed and localInsurance City Agency, LLC dba Via Rapida Services — California Insurance License #6003045; also licensed in TX, GA and FL.
3 offices
Stockton · San Jose · San RafaelWalk-ins welcome at 956 W Robinhood Dr, Stockton. Or call or text 209-670-1556 (Mon–Fri 10–6 Pacific) and email [email protected].
Every chat
Reviewed by a licensed agentLicensed agents read Enza's chats in an oversight console, flag anything that needs a call, and are the only ones who quote, advise and bind.
Questions people ask Enza about Enza
Frequently asked questions
Is Enza a bot?
Yes. Enza is an AI assistant built and operated by Insurance City Agency LLC dba Via Rapida Services (CA Insurance License #6003045). She says so at the start of every chat and whenever you ask. A licensed human agent reviews every conversation.
Can Enza give me a quote?
No. Enza collects the details a licensed agent needs and runs an internal market check so you know whether your business fits an admitted market, a specialty market, or needs a licensed agent's review. Premiums and carrier options come only from a licensed agent.
Can Enza bind my policy?
No. Only a licensed agent can bind coverage, and binding requires your signed application and payment. Nothing Enza says puts a policy in force.
Is my information safe?
Your conversation is stored in our agency systems and read only by our licensed team. We do not sell it, and we do not release premiums, carrier names or documents to third parties without your consent. See our privacy policy.
Does Enza speak Spanish?
Sí. Enza responde en el idioma en que usted escribe, inglés o español, y nuestros agentes con licencia también son bilingües.
How do I get a human?
Call or text 209-670-1556 (Mon–Fri 10–6 Pacific), email [email protected], or walk into Stockton, San Jose or San Rafael. Once Enza has your name and phone or email, a licensed agent contacts you.
Enza is online
Skip the line. Start the conversation.
Two minutes with Enza, then a licensed agent finishes the job. English or Spanish, Monday to midnight.
Last updated September 23, 2026. Enza is an AI assistant, not a licensed insurance agent. Car insurance quotes run through our licensed rating tool with your consent; every other premium comes from a licensed agent. She does not name insurers, promise coverage, bind policies, or give legal, tax or immigration advice. Coverage is subject to underwriting and the terms of the policy issued. No broker fees on standard policies (Stockton & San Jose offices).
Insurance City Agency, LLC — Stockton: 956 W Robinhood Dr, Stockton, CA 95207 — San Jose: 25 N 14th St Ste 125, San Jose, CA 95112 — San Rafael, CA — (209) 670-1556. CA License #6003045. Reviewed by Santo Militello, California-licensed Property & Casualty agent (CA License #1737723) and owner of Insurance City Agency — CA Insurance License #6003045. Our licensed team brings more than 70 years of combined insurance experience. Last reviewed 2026-09-23.