Posted by Insurance City on
Plenty of Central Valley owners assume cyberattacks only hit big companies. The opposite is true — small businesses are targeted precisely because their defenses are thinner.
Why GL won’t help
Your general liability policy excludes data breaches and cyber events. The cost of a breach — notification, recovery, lost income, liability to customers — falls on you unless you carry cyber liability.
What cyber liability covers
- Breach response — notifying customers, credit monitoring, forensics
- Ransomware and cyber extortion
- Business interruption from a cyber event
- Liability to customers whose data was exposed, plus regulatory costs
Who especially needs it
If you store customer data, take card payments, or rely on software to run — retailers, medical and professional offices, tech businesses — cyber is no longer optional.
Get a cyber quote
Insurance City is a local independent brokerage in Stockton. Call (209) 670-1556 or see our cyber liability page.