Skip to the content

Garage Insurance

Updated

What does garage insurance cover for an auto shop in the Central Valley?

Garage insurance is for businesses that repair, service, sell, or store other people's vehicles. It includes garage liability for your operations and the vehicles you work on, garagekeepers for damage to customers' vehicles in your care, custody, and control, dealer or lot coverage for vehicles held for sale, and tools, equipment and premises liability. Insurance City, an independent brokerage in Stockton, shops your shop across major commercial carriers and sizes garagekeepers limits to the value of the cars you handle. Call (209) 670-1556 or request a quote.

Ver en Español 🌐

Mechanic working under the hood of an automobile.

Built for Central Valley auto shops, dealers, and service garages

If you repair, service, sell, or store other people’s vehicles, a standard commercial policy leaves a serious gap — garage liability and garagekeepers coverage fill it. Insurance City is a local independent brokerage in Stockton that writes the shops, lots, and service garages around the Central Valley.

What garage coverage includes

  • Garage liability — your operations and the vehicles you work on.
  • Garagekeepers — damage to customers’ vehicles while in your care, custody, and control.
  • Dealer / lot coverage — for vehicles held for sale.
  • Tools & equipment and premises liability.
  • Pairs with workers’ comp and commercial property as your shop grows.

Why shops work with us

We’re independent, so we shop your shop across major commercial carriers instead of one company’s box. We size garagekeepers limits to the value of the cars you actually handle and explain the exclusions up front. Bilingual (English / Español) and local to Stockton.

Get a garage insurance quote

Tell us what your shop does and how many vehicles you handle, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.

Frequently Asked Questions

What is garage insurance?

Coverage for auto shops, dealers, and service garages — garage liability for your operations and the cars you work on, plus garagekeepers for customers' vehicles in your care.

What is garagekeepers coverage?

It pays for damage to customers' vehicles while in your custody and control; we size the limit to the value of the cars you actually handle.

Who needs garage insurance?

Anyone who repairs, services, sells, or stores other people's vehicles — a standard commercial policy leaves a serious gap that garage coverage fills.

Insurance City offers comparative quotes on Garage Insurance from multiple insurance carriers so you can compare options and pick the right fit.

Want to compare your options? Request a quote and we’ll walk you through the coverages available.

Ready for a quote? Call, walk in, or send the form

Call (209) 670-1556 Request a Quote

956 W Robinhood Dr, Stockton · Mon–Fri 10am–6pm · Walk-ins welcome · Se habla español · ITIN accepted. Insurance City Agency, LLC · CA License #6003045. Reviewed by Santo Militello, California-licensed agent and owner (CA Lic. #1737723). Our licensed team brings more than 70 years of combined insurance experience.

Ask EnzaAnswers · 24/7
CallQuoteWhatsApp