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Garage Insurance

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Mechanic working under the hood of an automobile.

Built for Central Valley auto shops, dealers, and service garages

If you repair, service, sell, or store other people’s vehicles, a standard commercial policy leaves a serious gap — garage liability and garagekeepers coverage fill it. Insurance City is a local independent brokerage in Stockton that writes the shops, lots, and service garages around the Central Valley.

What garage coverage includes

  • Garage liability — your operations and the vehicles you work on.
  • Garagekeepers — damage to customers’ vehicles while in your care, custody, and control.
  • Dealer / lot coverage — for vehicles held for sale.
  • Tools & equipment and premises liability.
  • Pairs with workers’ comp and commercial property as your shop grows.

Why shops work with us

We’re independent, so we shop your shop across major commercial carriers instead of one company’s box — and there are no broker fees on standard policies. We size garagekeepers limits to the value of the cars you actually handle and explain the exclusions up front. Bilingual (English / Español) and local to Stockton.

Get a garage insurance quote

Tell us what your shop does and how many vehicles you handle, and we’ll put together comparative quotes across carriers. Call (209) 670-1556 or request a quote below.

Frequently Asked Questions

What is garage insurance?

Coverage for auto shops, dealers, and service garages — garage liability for your operations and the cars you work on, plus garagekeepers for customers' vehicles in your care.

What is garagekeepers coverage?

It pays for damage to customers' vehicles while in your custody and control; we size the limit to the value of the cars you actually handle.

Who needs garage insurance?

Anyone who repairs, services, sells, or stores other people's vehicles — a standard commercial policy leaves a serious gap that garage coverage fills.

Insurance City offers comparative quotes on Garage Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you Just request a quote to find out.